How to Buy Down Your Mortgage Rate in Arizona: 2-1 Buydowns & Points Explained (2026)

Published on: 06/09/2026

Buying down your mortgage rate in Arizona means paying upfront to lower your interest rate, either temporarily (2-1 buydown) or permanently (discount points). Here is how Phoenix and Scottsdale buyers decide. Pillar Mortgage Group, NMLS #2700076

Arizona Mortgage and Home Selling Guides

Straight answers on buying, refinancing, and selling a home in Scottsdale, Phoenix, and across Arizona, from Blake Hermann, Director of Lending at Pillar Mortgage Group (NMLS #2271358).

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